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The average interest rate on 30-year fixed-rate mortgages for conforming loan balances of $806,500 or less in the US edged down to 6.59% in the week ended June 19, 2026, from 6.60% a week earlier, according to the Mortgage Bankers Association’s Weekly Mortgage Applications Survey. The 1-basis-point decline left borrowing costs still near their highest levels since August of last year. Meanwhile, total mortgage applications rose 1%, reversing a 3.8% drop in the previous week. Refinancing activity increased 3%, while applications for home purchases slipped 0.6%.
