31.03.202613:00:00UTC+00U.S. House Price Growth Cools in January, FHFA Index Slows to 0.1%

U.S. house price growth eased at the start of 2026, with the House Price Index rising just 0.1% month-over-month in January, down from a 0.3% increase in December 2025. The latest data, updated on 31 March 2026, point to a moderation in price momentum after stronger gains at the end of last year.

On a month-over-month basis, the “actual” January reading reflects how prices changed compared with December 2025, while the “previous” figure shows December’s change relative to November 2025. The slowdown from 0.3% to 0.1% suggests that U.S. housing markets may be entering a calmer phase, with less pronounced price appreciation than in late 2025. Investors and policymakers will be watching upcoming releases closely to see whether this marks the start of a broader cooling trend in residential real estate values.